Make Fire Prevention Your Business
When a fire strikes your business, it is not only disruptive, but can also be detrimental to the business, employees and customers. If your business suffers a fire damage, would you be able to sustain the loss of business and income? Fire prevention is a concern for the employer, property owner, and employees as everyone involved has something at stake.
The Insurance Information Institute provides the following fire prevention tips for small-business owners:
Train employees in fire safety- particularly those responsible for storage areas, housekeeping, maintenance and operations where open flames or flammable substances are used.
Modernize the electrical system- Faulty wiring is responsible for a large percentage of non-residential fires.
Situate your business in a fire-resistant building- A structure made of non-combustible materials with firewalls creating barriers to help contain the spread of fires and in a building with a fire alarms system connected to the local fire department.
Take an inventory of all the damage to your business- Taking an inventory of your losses can help the insurance adjuster expedite the claim.
According to the U.S fire Administration, less than 50% of businesses in 2004 had working smoke alarmed present in their company. Smoke alarms can save lives and help reduce or minimize property damages by recognizing the fire quickly, forcing immediate reaction.Each floor of your business should be equipped with smoke alarms. Do not situate your detector near a vent and remember to check it frequently.